http://www.debt-teacher.com/n142.html The best debt settlement companies have a proven track record of helping people like yourself drastically reduce their debt levels. As debt settlement is an aggressive approach and depends on their negotiation prowess, it is important to use the best debt settlement companies and not inexperienced companies. en-us Sat, 26 Jul 2008 15:00:00 EDT Sat, 26 Jul 2008 15:00:00 EDT Weblog Editor 2.0 The best debt settlement companies can drastically reduce your debts and help you recover financially. The worst debt settlement companies will simply sit on your money collecting interest, while your credit rating collapses and your fees pile up. How can you tell that you are working with a reputable debt settlement firm? Signs you are working with the best The best debt settlement companies will share positive testimonials with you, demonstrating that they have helped people like you. The best debt settlement companies will be able to tell you historically what they have been able to do with your specific creditors. The best debt settlement companies will explain your options, including debt management plans and debt settlement. So you found a company, now what? So you've spoken with a counselor, they explained your options, reviewed your debt, and proposed a plan, now what. One of the advantages of working with the best debt settlement companies is that they will have a series of plans, including the levels of payment that you are comfortable with and what accounts to enter into debt settlement. All of the debt settlement companies will have slightly different policies, so find a counselor that you are comfortable with and prepare to be debt free. Sat, 26 Jul 2008 15:00:00 EDT